Monday, September 7, 2009

Sleep apnea and insurance

Sleep apnea is a serious disorder when left untreated which can lead to harmful health problems and even death. The treatment of sleep apnea like other illnesses is not cheap. Not only are there office visits to pay for there is also sleep studies and possibly breathing machines such as the cpap. That is why it is important that you know what your insurance companies pay for and what they don’t.

I have been lucky, my insurance companies have never given me any hassles about sleep studies (I have had 7 of them) and the 2 cpap machines that I tried out. Frankly, I can’t understand why any insurance company wouldn’t pay for sleep apnea treatment considering how dangerous it can be if not treated.

Of course if you looking for private health insurance, the fact that you have sleep apnea would probably be a strike against you and your premiums would be higher. But if that is your last resort you would have to pay for it or pay more when the consequences of sleep apnea occur.

With the different types of sleep apnea surgeries most insurance companies would cover that and if they don’t you can have your doctor contact them. You need to be treated for this; it is nothing to play around with.

One other resource to look into is Sleep apnea trials that are conducted to test medication and new medical devices. Here is a link to to find out about any sleep apnea trials.

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1 comment:

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